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In a downsizing economy, the best return on investment for your career may be to focus on your current job. Still, preparing for your next job or next career can be a wise move. In uncertain times, pursuing your dream job may take the back seat to pursuing a career that is in demand.
"The age of deference is dead," says Mary Bousted, general secretary of the Association of Teachers and Lecturers. "As these documents show, in some schools, keeping behaviour under control is a massive challenge. Schools may well be coping, but it shows the level of indiscipline that teachers have to deal with every working day."
Ultra-wealthy people such as the three men -- a 91-year old U.S. billionaire, a jet-setting London property tycoon and a media-shy German industrialist -- are often thought to be at the vanguard of financial innovation, private bankers say.

Leading commentators reveal their predictions for the forthcoming year.

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